How to generate Access Bank Token Code in 2024

Access Bank is one of the leading banks in Nigeria, providing various digital banking services to its customers. One of the essential features of Access Bank’s digital banking is the token code, which enables customers to securely authenticate their transactions. This blog post will guide you on how to generate an Access Bank token code in 2024.

What is an Access Bank Token Code?

An Access Bank token code is a unique, one-time password generated by a token device that customers use to authenticate transactions on their digital banking platforms. It provides an additional layer of security for online transactions and protects customers’ funds from fraud.

How to Obtain an Access Bank Token Device

To obtain an Access Bank token device, you can visit any Access Bank branch and request a token device. The bank will require you to provide your account details and verification documents. Once your details are verified, you will be given a token device. Alternatively, you can order a token device online through the Access Bank website or mobile app.

How to Generate an Access Bank Token Code

Once you have obtained an Access Bank token device, follow these steps to generate a token code:

  1. Press and release the button on the token device to activate it.
  2. Enter your USSD banking code (*901#) on your phone and follow the prompt to generate a token code.
  3. Enter the token code displayed on the token device when prompted on your phone.
  4. Complete the transaction by following the prompts on your phone.
  5. The token code is valid for a limited time, so make sure to use it as soon as possible.

Benefits of Using an Access Bank Token Code

Using an Access Bank token code has several benefits, including:

  • Increased security: The token code provides an additional layer of security for online transactions, protecting your account from fraudulent activities.
  • Convenience: The token code can be generated from anywhere, provided you have access to your phone and token device. This eliminates the need to visit a bank branch to complete transactions.
  • Cost-effective: The token device is a one-time cost, and there are no monthly fees associated with using it. This makes it a cost-effective option for secure online transactions.
  • Easy to use: The process of generating a token code is simple and user-friendly, making it easy for customers to use even if they are not tech-savvy.
  • Faster transactions: With the token code, transactions can be completed quickly and efficiently, reducing wait times and improving customer experience.


In conclusion, generating an Access Bank token code in 2024 is a simple and straightforward process that provides increased security for online transactions. With the benefits of convenience, cost-effectiveness, ease of use, and faster transactions, there is no reason not to use an Access Bank token code for all your online banking needs. Follow the steps outlined in this blog post to start using your Access Bank token code today

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